Category: Home Loan

How to Decide an Ideal Home Loan Tenure &EMIs?

Most of the people are aware of the tool called housing loan EMI calculator, which helps in getting the EMI amount one needs to pay. This is based on the amount of loan taken, the tenure of the loan and the prevailing interest rates on the home loan. As interest rates are at the discretion of the lending agencies, it’s only the tenure and the amount of loan that one can play with. One would like to use the housing

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Build Your Dream Home with HDFC Housing Loan Facility

Settling down in life is synonymous to many things. For some, it could mean getting a job, while for others it could be having a home of their own. Others might want to add a car to the wish list. We keep trying to settle down and things keep getting added to the list. Even so, owning a house is a milestone everyone wants to achieve in their life. It is a place to call your own, a place where

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Tips to Manage Your Home Loan EMI’s in an Efficient Manner

Getting a loan for your dream home is not a tough job if you have the savings for a down payment and a good credit score. A substantial income can also get you a decent amount as loan. But, when it comes to the repayment of the loan through EMIs, it can become tricky. You can calculate the EMIs using a home loan EMI calculator and pay these meticulously and in an organized manner for a long time. So, you can

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Home Loan Myths – Top 5 Myths Every Borrower Should Know

Myths, as the name suggests, are the misconceptions and when we talk of home loan myths it is obviously about home loan. The rising income levels coupled with increasing aspirations have led to people buying a house very early in life. They take a home loan for it, which is easily available with most of the financial institutions. As most of the youngsters are tech-savvy, they make use of online tools like home loan calculator to know exactly how much

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How Home Loan Calculators Will Made Housing Loan Calculations Easy?

What was the first major financial decision you made when you started earning? A majority of you will say –to save and buy yourself a house! Home is a man’s refuge and everybody dreams of owning a one and works towards that one goal. For a few, it is simply yet another investment decision; for another, a home loan means the world to them. The sentiment behind owning a home may differ from one person to another. However, property prices

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Everything You Need to Know about HDFC Home Loan

When you decide to buy a house, you are making one of the biggest decisions of your life. It is an important decision and hence demands careful planning and consideration. Not only do you need to have enough funds to pay as down payment, but you should also have enough regular income to be able to pay off any loan you take on to pay the balance. Who you take the loan from is another big decision and requires you

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5 Must Do Things on Home Loan Prepayment and Pre-Closure Procedure

Many Indians take a home loan for purchasing a home. There are several renowned banks, NBFCs and cooperatives in the country are a preferred choice for several buyers. Moreover, as the home loan interest rate has seen considerable fluctuations in the past few years, taking a loan from the bank can help you save a significant amount of money too. Several people who have taken home loan often think about prepaying the loan in parts or fully. While pre-paying a

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Plan Your Home Loan EMI in Advance with ICICI Home Loan EMI Calculator

Buying a home is synonymous for many with taking a home loan. And a home loan brings with it the need to plan and execute home budgeting with care and responsibility. When you take a loan, it has to be paid back with interest via EMIs. The ICICI bank home loan calculator will help you calculate what kind of EMIs are applicable to the loan that you plan to take. How you can use it to plan the repayment is

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How to Calculate ICICI Home Loan EMIs by Your Own?

ICICI home loans are a means of fulfilling your dream of having a home of your own. Since it is not easy to purchase a home outright, buying the house with a down payment for a fraction of the amount and then paying off the rest in monthly installments is an easy and convenient way to achieve the dream. The monthly installments can be easily calculated using the ICICI home loan EMI calculator. What is an EMI Calculator? An EMI

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How to Use SBI Housing Loan EMI & Eligibility Calculator?

Before we delve into SBI housing loan calculator, you must first know what SBI housing loan is and why it is so popular. SBI is one of the largest banking institutions operating in India. It is the premier government-owned bank and listed under the Fortune Global 500. SBI offers a myriad of loan facilities to its customers and stands as the most popular in the category of home loan providers. Most borrowers prefer SBI over any other banking unit that

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